Sharon Simmons' Blog
Buying furniture is a big investment in time and money. If you’re trying to match the style and color scheme of your home perfectly, it can be difficult to find something that’s the right fit.
This is a task made more difficult when many large furniture stores carry largely similar items that don’t veer too far from the current trends.
If you want to buy unique furniture that meets your specific style it can seem like there are few options. However, there are many online stores where you can find just that, and so so by supporting small retailers and craftsmen.
In this article, we’re going to give you some advice on finding furniture that will make your home stand out. Read on for a list of how to find handmade and uncommon furniture for your home.
One way to find unique furniture and support local craftsmen at the same time is to search for furniture makers in your area. Oftentimes a Google search will help you local nearby shops. However, you can also use websites like Craigslist to narrow your search down to your area.
If you’re having trouble finding people who make or refurbish furniture in your area, try searching for local businesses on websites like Yelp or Yellow Pages.
Scavenge and refurbish
One way to guarantee that your furniture will be unique is to buy antique or discarded items and then pay a craftsman to refurbish and alter the item. This is particularly common with sofas and chairs.
Upholstering is an art form that requires a good idea, both for restoration and customization. Oftentimes you can find inexpensive, but well-worn, furniture at thrift stores, flea markets, yard sales, and on Craigslist at very cheap prices.
Sometimes it’s just a matter of sanding, staining, or painting old furniture to give them a new life in your living room or kitchen. What’s more, when you take on a DIY project to refurbish a piece of furniture it will have added meaning and value to you, and you could discover a new hobby that you’re interested in along the way.
There are a number of online retailers who sell handmade or refurbished furniture. One of the most popular web stores right now is Etsy. On Etsy, you can find craftsmen and refurbishers’ work who you appreciate and follow them to see what they have in stock.
Before Etsy, Ebay was the leading place to buy handmade and refurbished items online. To this day, Ebay still has a wide selection of items. Since many items on Ebay are auctioned, you also have the potential of winning a bid at a low price.
A third option would be to seek out the hundreds of small furniture shops online. A benefit or seeking out the manufacturer directly is that you get a chance to learn about the product and ask about customization.
Those are just some of the ways to find unique, handmade furniture for your home. Remember to be patient and to ask questions while furniture shopping to make sure you find the perfect fit for your room.
Having a high credit score is one of the most important and helpful things you can achieve before buying a home. A solid credit history will give you a better chance of being approved for the home loan you want and getting a lower interest rate so that you know you’re getting a good deal on your first home.
But, as any renter can tell you, it can sometimes be difficult to lift your credit score when you’ve got so many other things to worry about.
In today’s post, I’m going to cover the best ways to build credit while renting an apartment so you can lift your score to an amount that will help you achieve your goal of homeownership.
1. Take over the bills
If you live with roommates or with your family, one good way to start building your credit score is to simply put more bills in your name.
If you’re certain that you’ll be able to make on-time payments on them each month, this can be a way to boost your score without much thought.
Keep in mind, however, that not all utility companies report your payments to credit bureaus, so it’s a good idea to check that yours does before putting the bills in your name.
2. Become an authorized user
If taking out new credit isn’t an option for you, becoming an authorized user on someone else’s credit account can help you increase your score.
Be sure to find out whether the credit issuer reports payments for authorized users before taking this step. And, once you’re sure that they do, you can be added to the account without changing anything about your spending.
3. Convince your landlord to report your rental payments
In most cases, rental payments aren’t reported to the credit bureaus. However, it is becoming more common. Check to see if your landlord uses a service like PayYourRent or RentTrack. If not, consider asking them to try it out.
4. Solving the “no credit” problem
Since we all start off with a blank slate in terms of credit history, some renters have the issues of not having enough credit information to start building their score.
If this is the case, it might be a good idea to open your first credit account. But, wait! Before you start racking up debt on your first credit card, take a minute to make a wise plan.
First, don’t change your spending habits just because you have credit. Pick a card that offers rewards in the form of cash back, and only use your card for things like gas and groceries that will help you earn points.
Then, set your card to auto-pay in full each month so that you never start accruing interest. This way, you’ll build your credit score and earn money (in the form of rewards or cash back), making it a win-win.
11 Hamlet St, Fairhaven, MA 02719
11 Hamlet St, Fairhaven, MA 02719